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  <!-- ===== CORE PAGES ===== -->
  <url>
    <loc>https://www.texashealthinsurancegroup.com/</loc>
    <changefreq>weekly</changefreq>
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  <url>
    <loc>https://www.texashealthinsurancegroup.com/medicare</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://www.texashealthinsurancegroup.com/medicare-advantage</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://www.texashealthinsurancegroup.com/medicare-supplement</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://www.texashealthinsurancegroup.com/medicare-part-d</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.texashealthinsurancegroup.com/individual-family</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group</loc>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/guide</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/aetna-small-group</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.texashealthinsurancegroup.com/unitedhealthcare-small-group</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/metlife-employee-benefits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/retirement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/business-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.texashealthinsurancegroup.com/our-team</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://www.texashealthinsurancegroup.com/blog</loc>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/contact</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/referral-partner</loc>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
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  <!-- ===== SMALL GROUP CITY PAGES (20 Texas Cities) ===== -->
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/corpus-christi</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/san-antonio</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/houston</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/dallas</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/austin</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/fort-worth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/el-paso</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/laredo</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/mcallen</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/brownsville</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/harlingen</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/victoria</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/beaumont</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/lubbock</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/amarillo</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/midland</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/odessa</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/waco</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/abilene</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/city/tyler</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ===== SMALL GROUP INDUSTRY PAGES (10 Industries) ===== -->
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/industry/construction</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/industry/trucking</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/industry/restaurants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/industry/healthcare-clinics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/industry/retail</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/industry/landscaping</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/industry/cleaning-services</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/industry/auto-repair</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/industry/manufacturing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://www.texashealthinsurancegroup.com/small-group/industry/professional-services</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
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