South Texas Insurance Talk
Your weekly guide to Medicare, ACA, small group, dental, vision, and life insurance — hosted by Remi & Mia, the AI voices of Texas Health Insurance Group.
Real conversations. Plain English. No jargon. Serving Corpus Christi and all of South Texas.
Avoid Lifelong Medicare Penalties and Network Traps
Remi & Mia
Remi & Mia
Remi is the knowledgeable guide — breaking down complex Medicare and insurance topics in plain, easy-to-understand language. Mia is the curious voice of the listener — asking the questions real South Texas families want answered.
Together, Remi & Mia make insurance conversations feel natural and approachable — no jargon, no sales pressure. Just honest, helpful conversations to help you make the best decisions for your family and your budget.
Talk to Jay — (361) 267-5977Medicare
Advantage, Supplement & Part D plans explained
ACA Plans
Subsidies, metal tiers & enrollment windows
Small Group
Employee benefits for South Texas businesses
Dental & Vision
Standalone and bundled coverage options
All Episodes
2 episodes
Avoid Lifelong Medicare Penalties and Network Traps
A simple paperwork mistake — missing a deadline by just a few weeks — can result in a financial penalty you're forced to pay every single month for the rest of your life. In this episode, Jay and Liza Gutierrez expose the most dangerous Medicare network traps and enrollment pitfalls that thousands of Texans fall into every year. Learn the difference between Medicare Advantage network restrictions and Medigap freedom, how to avoid being locked out of your preferred doctors, and why having a local expert run the numbers on your specific medications and doctors can save you thousands. Don't navigate this alone.
The 2026 Medicare Enrollment Penalty Trap
Imagine celebrating your 65th birthday — only to discover you missed a hidden 7-month enrollment window, and now the federal government will add a 10% penalty to your Medicare bills every single year for the rest of your life. In this episode, Jay and Liza Gutierrez break down the 2026 Medicare Getting Started Guide — decoding Parts A, B, C, and D in plain English. You'll learn why Medicare is strictly an individual program (your spouse isn't covered!), what the real 2026 costs look like, and how a local expert like Jay can navigate the entire system for you — for free.
Subscribe on Your Favorite Platform
New episodes every week covering Medicare, ACA, small group, dental, vision, and life insurance — all focused on South Texas families and businesses.